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Abstract

The article examines the increase in capital of commercial banks and the factors influencing it on the basis of theoretical and practical data. Also, based on the study of foreign experience, it is argued that the increase in asset quality in banks will directly improve the quality of credit services provided by banks, reduce problem loans and the use of credit scoring system. A number of specific aspects of the use of credit scoring system in improving the quality of assets of commercial banks have been studied in detail on the basis of theoretical and practical data, scientific proposals and practical recommendations have been developed on the basis of author’s approaches

Keywords

capital of banks authorized capital of a bank capitalization of commercial banks innovation

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This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

How to Cite
Ernazarov Narmet Saparbayevich. (2022). Issues of Attracting Private Capital to the Banking System of the Republic of Uzbekistan. Texas Journal of Multidisciplinary Studies, 8, 200–205. Retrieved from https://zienjournals.com/index.php/tjm/article/view/1714

References

  1. Law of the Republic of Uzbekistan “On Banks and Banking” (No. ZRU-580 of 05.11.2019)
  2. Decree of the President of the Republic of Uzbekistan PF-5992 “On the strategy of reforming the banking system of the Republic of Uzbekistan for 2020-2025” January 12, 2020.
  3. Diana McNaughton, Chris Barltron. Banking institutions in developing countries. Washington, DC, IDE, 1993., p. 21.
  4. Rutgajzer V. M. and Buditsky A. E. Estimation of the market value of a commercial bank URL: https://www.livelib.ru/author/208447/latest-v-m-rutgajzer-a-e-buditskij
  5. Rutgajzer V. M. and Buditsky A. E. Estimation of the market value of a commercial bank URL: https://www.livelib.ru/author/208447/latest-v-m-rutgajzer-a-e-buditskij
  6. Rose P. S. Bank management. M: business. 2019. P. 238.
  7. Shomurodov R. T. et al. Issues of increasing the capitalization of commercial banks in the context of innovation // Young scientist. – 2021. – N. 25. - P. 237-243. URL: https://moluch.ru/authors/131302/
  8. Usoskin V.M. Modern commercial bank. - Moscow: Vazar-Ferro, 1994. - P. 218-276.
  9. Lavrushin O.I. Banking. - Moscow: F&S, 2005. - P. 101-102.
  10. Batrakova L.G. Analysis of the interest rate policy of a commercial bank: Textbook. – M.: Logos, 2015. – 152 p.
  11. The statistics are taken from the official website of the World Bank - www.worldbank.org
  12. Information on the official website of the Central Bank of the Republic of Uzbekistan prepared by the author on the basis of – www.cbu.uz
  13. Information on the official website of the Central Bank of the Republic of Uzbekistan prepared by the author on the basis of – www.cbu.uz
  14. Saksonova S. / Approaches to Improving Asset Structure Management in Commercial Banks. / Social and Behavioral Sciences. No 99, (2013) Pages 877 - 885. https://www.sciencedirect.com/science/article/pii/S1877042813040056
  15. Prepared by the author based on information from the bank’s website – www.bank.uz
  16. Prepared by the author based on information from the bank’s website – www.bank.uz